Even with health insurance a hospital stay can mean big out-of-pocket costs. The Hospital Indemnity Protection Plan (HIPP) covers hospital admission, hospital confinement, and intensive care unit admission and confinement. Covered teammates receive direct payment after covered hospital care that can be used anyway you choose, such as medical bills, living expenses or childcare.
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Benefit Overview
| Base + Enhanced Plan | HIPP Low Option 1 | HIPP High Option 2 |
Hospital Admission
(up to 365 days/plan year) | $1,000 (+100 for newborn) | $2,000 (+$200 for newborn) |
Hospital Confinement
(up to 364 days/plan year) | $100 (+$100 for newborn) | $200 (+$200 for newborn) |
ICU Confinement
(up to 364 days/plan year) | $200 | $400 |
ICU Admission
(up to 365 days/plan year) | $1,000 | $2,000 |
Short Stay & Observation
(up to 23 hours/plan year) | $1,00 | $200 |
Important Documents
Contact Information
UnitedHealthcare (UHC)
UHC Financial Protection Customer Service: 1-800-444-5854
Hospital Indemnity Protection Plan (HIPP) – Group #306944
UHC Website: https://www.myuhcfp.com
